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How to save Money on Your Cell Phone Bill

How to save money on your cell phone bill A few decades ago, having a cell phone was a major luxury. But today, you can't get by without one! We rely on our phones for everything, including staying connected, accessing the web and even paying bills. That said, staying connected isn't always cheap....

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Tips to Set Aside Extra Cash in Case of an Emergency

How to save money in case of an emergency Imagine that you lost your job tomorrow or got injured and suddenly are incapable of working. What's your strategy? Do you have enough money to get by, and how long would you last until things get truly bad? Scenarios like that are the stuff of nightmares, ...

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Best Household Subscription Services for Everyday Items

Subscribe and save on everyday essentials with top subscription services Subscription services are more popular than ever, offering tons of convenience and considerable savings to shoppers like you. Initially, subscriptions were exclusive to limited-time goods and mystery boxes. But today, many reta...

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How to save Money on Purchases with Recurring Subscriptions

How to save money on household purchases with recurring subscriptions These days, more people are having a difficult time affording household purchases. From groceries and pantry staples to home essentials like toilet paper, prices are higher than ever. Those price increases seem like they're here t...

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Genius Ways to save Money on Groceries

Try these creative ways to save money on groceries There are many creative ways to save money to get yourself into a better financial situation. But if there's one thing you can't afford to forgo, it's groceries! You need to keep your fridge and pantries stocked to survive. But it's getting harder ...

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8 Household Budgeting Tips for the New Year | Gerald

Tips To Set a Household Budget for the New Year The new year brings fresh starts. It's an opportunity for positive change and a chance to make improvements that pave the way to a happier and healthier life. While many people make resolutions that eventually fall by the wayside, this can be your year...

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Top Ways to Make Money Online in 2024 | Gerald

How To Make Money Online in 2024 Everyone can use a little cash to supplement their income. 2024 is your year to maximize your earning potential and get on the path to more financial security. While your job and regular income might cover your bases, making some extra money on the side can take you ...

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9 Ways to save Money on Household Essentials | Gerald

How To Save Money on Everyday Household Items These days, finding ways to save on the products you use daily isn't just a way to save a few bucks. For millions, it's essential to get by! Estimates say that more than 60 percent of Americans live paycheck to paycheck. With inflation and rising grocery...

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Best Cash Advance Apps for Disaster Relief

How People in Need of Disaster Relief Can Get a Quick Cash Advance From wildfires and earthquakes to hurricanes and flooding, natural disasters happen more often than most realize. Not only are they destructive, but these catastrophes can also be costly while putting your entire life on pause. There...

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Best Cash Advance Apps for Seniors and Elderly

How Elderly People Can Get a Quick Cash Advance Navigating your golden years should be a time of peace and enjoyment. It's a time to enjoy your life with family and friends while doing everything you've always wanted to do. Unfortunately, too many senior citizens face financial troubles, making what...

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Best Cash Advance Apps for Startups

How Startups Can Get a Quick Cash Advance Running a startup is an exciting and rewarding experience. You're bringing a unique product or service into the market that could shake things up, helping your business become a revolutionary in your industry. But despite all the benefits of founding a star...

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Safe Options to Send Money Overseas

Our modern banking system makes sending money to someone in a different city or state relatively quick and easy. But it's a different story when you need to support loved ones or send monetary gifts overseas. There are many ways to transfer money abroad. But not all will provide the safety, conveni...

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How to Get a Quick Cash Advance If You Have Bad or Poor Credit

Having bad or poor credit can be tough. Lenders use credit scores to determine an individual's creditworthiness. That three-digit number indicates how likely you are to repay a loan you borrowed. So when it's lower than a traditional lender's preferred threshold, the chances of them working with you...

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Best Cash Advance Apps for Buying Home Appliances

How Homeowners Can Get a Quick Cash Advance for Appliances Your appliances play an important part in your everyday life. Most homeowners don't realize how much they rely on everything from the dishwasher to their refrigerator to live comfortably. That is, however, until you need to replace them! Ap...

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Best Cash Advance Apps for Restaurant Workers

How Restaurant Workers Can Get a Quick Cash Advance Being a restaurant worker comes with tons of perks. It's an exciting work environment, and the availability of tips provides great earning potential. But despite all the good in the restaurant industry, many servers, hosts and back-of-house staff w...

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Best Cash Advance Apps for Holiday Gifts

Get a Quick Cash Advance for Christmas, Kwanzaa and More Holiday Gift-Giving The holiday season is supposed to be a time of festive cheer and memory-making with the family. But for many people, it's a time of never-ending stress! No matter what you celebrate, the holidays can be expensive. Not only...

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Best Cash Advance Apps for Influencers

How Influencers Can Get a Quick Cash Advance Being a social media influencer or content creator is a one-of-a-kind career. It's a way to connect with people and use your voice to help brands succeed. Ask any influencer, and they'll tell you it's far better than a standard nine-to-five. However, the ...

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Best Cash Advance Apps for Teachers

How Teachers Can Get a Quick Cash Advance Education is one of the most important professions in the world. Whether you teach university courses or young kindergarten kids, you're shaping the world of tomorrow! Unfortunately, educators can suffer from financial straits all the same. When you need hel...

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Best Cash Advance Apps for Pet Owners

How Pet Owners Can Get a Quick Cash Advance Owning a pet is one of the most rewarding experiences in the world! Whether you own a cat, dog, lizard or an exotic animal, those creatures provide unconditional love and great companionship. But they're also living creatures with many expensive needs! It ...

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Best Cash Advance Apps for Homeowners

How New Homeowners Can Get a Quick Cash Advance Owning a home is a huge milestone. You finally have a place to call your own, and you can say goodbye to rentals and landlords! But being a homeowner also comes with more responsibility. It's your job to cover mortgage payments and maintain your proper...

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Best Cash Advance Apps for Online Etsy Sellers

How Online Etsy Sellers Can Get a Quick Cash Advance Selling on Etsy is a crafter's dream! Whether you make jewelry, create papercrafts or sculpt pieces people love, Etsy provides an easy way to build your brand and produce income. There's a lot to love about being an Etsy seller, but there's also t...

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Best Cash Advance Apps for Weddings & Elopements

How You Can Get a Quick Cash Advance for Your Wedding The wedding bells are ringing, and you're planning one of the biggest days of your life. Congratulations! While the planning process is exciting, it's also expensive. Many couples run into financial straits when preparing for their big nuptials. ...

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How Truck Drivers Can Get a Quick Cash Advance

A Brief Overview There are roughly 3.5 million employed truck drivers in the United States. Modern society couldn't run without this important profession! They're responsible for moving goods across the country, delivering everything from the products in your grocery store to the equipment used to c...

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How to Get a Quick Cash Advance While Traveling

A Brief Overview There's nothing better than stepping outside the bubble you live in to explore the world! If you have unquenchable wanderlust, you may find yourself hitting the road as often as possible. But whether you're a full-time traveler who works remotely or someone who saves up all year to ...

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How Instacart Delivery Drivers Can Get a Quick Cash Advance

A Brief Overview Instacart is one of the most popular grocery delivery services in the country. It offers a quick and convenient way to skip the checkout line and get goods delivered straight to your door. As a driver, Instacart provides a unique way to make money! Instacart drivers, called "Shopper...

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How Self-Employed People & Business Owners Can Get a Quick Cash Advance

A Brief Overview As a self-employed individual or business owner, the world is your oyster! You're free from the typical nine-to-five, and the only person you have to report to for your job is yourself! Many people dream of being self-employed and experiencing the many benefits that come with it. Bu...

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How Single Parents Can Get a Quick Cash Advance

A Brief Overview Raising a child can be one of the most rewarding experiences you'll have in your life. But for many single parents, the joys of having a kid are balanced by the stress of tight finances. The USDA estimates that the average cost of raising a child is more than $17,000 annually! When ...

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How People Experiencing Disability Can Get a Quick Cash Advance

A Brief Overview When you're experiencing disability, money can get tight. Many disabilities prevent you from working a full-time job. In some cases, it may not be safe to work at all. Federal and state benefits are available to help people in your situation, but financial troubles can still arise. ...

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How Doordash Drivers Can Get a Quick Cash Advance

How To Get Fast Cash DoorDash is one of many platforms people can use to get a piece of the gig economy pie. Drivers for DoorDash, often called “Dashers,” are free to work however they want. You can work as much or as little as you desire! It's a great way to make money, and it can be a full-time jo...

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How People Experiencing Unemployment Can Get a Quick Cash Advance

How To Get Fast Cash Are you dealing with a period of unemployment? With so many companies laying off workers, you're not alone. Millions are having to confront financial uncertainty. While you may be searching for a new job, you still have financial responsibilities to cover now. Cash advance apps ...

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How Uber Drivers Can Get a Quick Cash Advance

How To Get Fast Cash Driving for Uber can be a rewarding experience. You can set your own hours, work on your terms and meet many unique people. It's easy to see why many people turn to Uber for full-time or side income. The latest estimates show between four and five million Uber drivers worldwide!...

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How College Students Can Get a Small Cash Advance

Tips for When You're in a Financial Bind When you’re in college, it’s not uncommon to be strapped for cash. For many college students, a small cash advance can make a world of difference. If you find yourself in a financial bind, a cash advance can help cover textbooks, rent and even groceries. Fort...

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How Gig Workers and Freelancers Can Get a Small Cash Advance

Tips for Financial Freedom for Entrepreneurs Gig workers and freelancers have a lot of freedom, but they also have unique financial challenges to consider. Gig workers and freelancers may have inconsistent income, delayed payments from clients and unexpected expenses. Fortunately, a small cash adva...

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Does a Cash Advance Hurt Your Credit?

What You Need To Know Cash advances may not hurt your credit, but there are certain factors to consider before taking one out. It’s also important to note that while the act of taking out a cash advance may not affect your credit, your score may still be impacted if you mishandle the advance. In thi...

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12 Ways to save Money on a Low Income

Tips To Save on a Tight Budget People who earn higher salaries tend to have more options for how they budget and save their money. On the flip side, it can be a little more difficult when you’re on a low income. But even if you don’t bring a ton of money home each month, you can still save and make ...

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What Types of Bills Can You Pay Online?

Paying Recurring Bills If you’re still paying bills with paper checks, you could be saving tons of time (and effort) every month with online bill pay. So what is online bill pay, anyway? Online bill pay allows you to make one-time payments or pay recurring bills with electronic payments directly fro...

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Why You Should Follow a Budget to Reach Your Goals Faster

Budgeting Tips If you’re not careful, it’s all too easy to end each month wondering where all your money went instead of purposefully spending, saving, and investing it. When this happens, it can feel like your finances are completely out of control. You might even start to wonder if you’ll ever mee...

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How Overdraft Protection Works

No More Overdraft Fees Have you ever gone to make a purchase only to have your debit card declined? Or maybe you went to the ATM to get some cash but you overestimated how much was in your account and got hit with a massive overdraft fee? These types of situations are never ideal, and having a check...

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What Is a Payday Loan?

Alternative To Taking Out a Personal Loan If you ever find yourself in dire financial straits, you might explore options to cover your bills and buy more time to get things in order. Some people resort to maxing out their credit cards or attempting to take out personal loans. Others turn to payday l...

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How to save Money during Vacation

Tips To Budget Spending While On a Trip Are you looking to go on a memorable getaway? Whether you pack up your tent and take a road trip to a remote destination or choose to live in the lap of luxury in paradise, budgeting is a must. The travel industry is massive, and there are plenty of ways to s...

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How to save Money on Your Electric Bill

Tips To Save Electricity Are you struggling to pay your electric bill? You’re not alone. Sky-high inflation makes it more challenging than ever to keep up with climbing energy costs. While the U.S. Department of Energy is taking steps to help lower utility costs for American families in the long ter...

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Pros to Using Cash Advance Apps

Get Safe, Fast Cash Today Did you know that about two-thirds of the adult population in the United States lives paycheck to paycheck? With inflation at its highest level in decades, that number is only going to rise. While you might be staying afloat now, it doesn’t take much for things to change. I...

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How to Deal with Financial Stress

Overcome Your Money Worries Financial stress can quickly become overwhelming and take over your life. When you’re constantly worrying about money, it can be difficult to enjoy everyday activities and feel comfortable making purchases. What if you can’t afford to pay your next bill? How can you save ...

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How to Organize Your Finances

Cleaning Up Your Finances Spring is the perfect time to tidy up your home, get organized, and establish new routines for yourself. It’s also an excellent time to get your finances in order and create a solid plan for long-term financial success. If you’re searching for ways to clean up your finances...

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Tips to Get More Money Back on Your Tax Return

Minimize Your Taxable Income Come tax time, all of us hope to get the biggest tax refund or to come away from the previous tax year paying the least amount of taxes possible. By taking advantage of every tax break you can, you can minimize your taxable income and get the biggest tax fund possible. H...

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Best Money Books to Help You Take Control of Your Finances

Money Management Books You Need To Read Personal finance books can help you hone your money management skills so you can get better at spending, saving, and growing your money. Whether you want to learn how to invest your money, save for retirement, or establish an emergency fund, these money manage...

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How to Get Help Paying Your Utility Bills

Get Your Finances Back on Track Utilities like water, electricity, and gas are necessary to keep your home or apartment comfortable and functioning properly. Depending on where you live and the time of the year, your utility bills can quickly get out of hand, leaving you buried in unpaid bills and l...

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Get Money to Cover Your Bills & Shopping with Instant Cash Advance Apps

How To Choose The Best Cash Advance App Everyone could use a little boost of cash now and then, and cash advance apps are the perfect solution. These apps allow you to borrow a small amount of money that you can use to cover bills in a pinch, buy groceries, or really anything else you might need. An...

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How to Avoid Overdraft Fees

No More Overdraft Fee Charges Tired of logging into your bank account and seeing unexpected fees for things you thought you’d paid for? Sure you had enough money to cover that last item, only to find out you didn’t — and worse, you forgot another item you tried to pay for with the same lack of money...

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How to Get Organized and Pay Your Household Bills

Trying To Keep Track of Your Spending? Feeling overwhelmed by trying to keep track of your bills? Know you’re overspending but not sure how to correct it? Doing so is simpler than you think — and it’ll relieve that headache you get every time you think about your finances. Why Is It Important To Und...

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How Early Direct Deposit Can Support Your Financial Goals

Living Paycheck To Paycheck? Living paycheck to paycheck and constantly feeling stressed about money? Feel like you’re never able to access your own checking account when you need it most? There’s a way around this pressure-filled and stressed-out mindset. You’ve likely heard of direct deposit, but ...

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Money Management Tips for Couples

Ways to Navigate Finances With Your Significant Other Talking about money now can protect you and your significant other from disagreements down the road. It helps you understand each other better and provides a more transparent basis for your relationship, whether it ends up being a 2-year or an 80...

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How to Make Your Bill Payments on Time Every Time

Paying Your Monthly Expenses Are you struggling to keep track of your monthly expenses? Between car payments, student loans, mortgage payments, and other expenses, bills can be a lot to keep track of. And that’s not even including the other things you have on your plate every day. Don’t feel alone i...

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How to Decrease Your Spending

Tips to Decrease Costs and How Much You Spend Each Month Living paycheck to paycheck is exhausting, especially when you’re trying to see where you can save money. It can seem overwhelming to think about where to cut costs, but even the smallest changes add up and make a difference. We’ve put togethe...

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How to Overcome Financial Hardships

How to Navigate a Financial Emergency It’s so difficult to navigate a major life event that impacts your finances. When you’re in the middle of a devastating situation, money can be the last thing you want to think about. We are here to offer you a few tips on how to navigate a financial emergency....

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Get a Head Start on Your Taxes by Getting Your Documents Ready

Preparing for Tax Season It’s officially tax season! Although no one enjoys filing taxes, having the right documents on hand and ready to go can make the process less time-consuming. So what documents should you bring to your appointment with your CPA? Or what should you gather before filing your ta...

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How to Decrease Credit Card Debt

Paying Off Your Balance About 14 million Americans have credit card debt and have a balance of at least $10,000 hanging over their heads. Although credit cards can be powerful financial tools that can help you improve your credit score, they’re also very easy to misuse if you’re not careful. If you...

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How to Make the Most of Your Paycheck

Smarter Spending If you’ve ever reached the end of the month and wondered how you’ll make it with very little left in your bank account, you’re not alone. Many people find themselves in a similar situation, whether they’re living on a low income or their spending is just out of control. One of the b...

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Gen Z Money Advice

Valuable Money Tips For People Under 25 Gen Z is the first generation to have grown up in a fully digital world. Although they have the advantage of learning from the mistakes of millennials and other previous generations, their distinct values and goals will inform their financial decisions, affect...

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Automate Your Savings and Reach Your Goals

Automating Your Personal Savings Saving money is so much easier when you don’t have to think about it. But that’s rarely the case, is it? Usually, saving requires continuous thought and effort, which can make it difficult, especially when you have unexpected expenses or you receive a paycheck that’s...

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Easily Manage Your Bills and Expenses

How To Be Financially Secure If you want you or your family to be financially secure, you have to learn how to manage your bills and expenses. By keeping track of your expenses, you’ll have a better idea of where your money is going and how you can improve your spending habits. To get started tracki...

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Understanding the Benefits of a Paycheck Advance

Get Your Payday Early Life happens, and you’re likely to experience financial emergencies from time to time. Or you might have months where money is tighter than usual, leaving you in a lurch. Unfortunately, when this happens, there are limited options for help. Although you can turn to family for s...

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The Best Way to Pay Your Household Bills

Making Timely Payments If you struggle to organize all your bills and pay them on time when they’re due, you’re not alone. Staying on top of your household bills can feel like a full-time job! Fortunately, technology has made this process significantly easier — and free. Before we get into our tips ...

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6 Ways to Bring down Your Debt with a Low Income

Paying Down Your Debts If you’re strapped with debt, it might feel impossible to pay it all off, especially when you’re living on a low income. Regardless, even if you’re broke, you can pay off debt and improve your financial situation. It just requires you to make a few changes to your financial ha...

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6 Ways to save More Money and Grow Your Wealth

Easy Tips To Build Up Your Savings Saving money is an essential component of achieving your short and long-term financial goals. Unfortunately, it can be hard to get started, especially if you don’t have a plan. If you’re wondering how you can start saving money to grow your wealth, several differen...

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What Money Mistakes Are You Making?

Money Mistakes You Should Avoid Though the middle class is shrinking, it still makes up the majority of Americans. If you’re in the same middle-class income bracket as many of us, you may be making some common money mistakes that are affecting your financial health. Obviously, everyone wants to make...

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Setting up a Budget for Your Family

Quick Beginner Budgeting Tips Setting up an individual budget is one thing, but setting up a family budget is an entirely different beast. There are more expenses to consider, more futures to plan for, and many other factors someone doesn’t have to take into account when they don’t have dependents...

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Money Tips & Financial Advice for Millennials

Financial Lessons and Tips Most millennials are at the stage of their life where they’re making serious financial decisions. There’s never a bad time to start saving for your financial future, but if you haven’t already, it’s definitely time to start. The millennial generation is well into their 20...

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Steps to Bring You Closer to Financial Abundance

Getting Control of Your Finances Everyone has a different relationship with money. For some people, it drives them and makes them work harder. For some people, it’s a way to pay for their lifestyle and make them happy. But for many, it adds unneeded stress to life. One thing is for certain: Having m...

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Tackle Your Financial Worries with These Tips

Get Rid of Money Troubles Letting your financial worries control your life and your mindset is not a healthy way to live. However, financial stress is a very real thing. The ongoing pressure of bills, saving money, paying off debt, and making money doesn’t really go away. However, if you can take co...

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How to Make Smart Money Moves during Student Loan Forbearance

Paused Federal Student Loans If you have federal student loans, you currently don’t have to make payments on them until at least December 31, 2022. This means payments, interest, and collection attempts are all suspended. While you’re skipping these payments, you can actually make some smart money m...

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How to Prepare for Filing Your Taxes This Year

Tax Season Tips You might still have a decent amount of time to file your taxes, but the due date is getting closer every day. Instead of stressing about filing your taxes at the last minute, it helps to prepare yourself and get your taxes in early. That way you have one less thing to stress about. ...

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Ways to Help Your Children Financially Right Now

Make Your Kids Rich It’s never too early to start financial planning. You’ve probably heard that before, but it’s always good advice. If you’re a parent or thinking about becoming one, you can start setting your kids up for financial success before they even have an inkling of what money is worth. P...

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Understanding Late Payment Fees and Tips to Prevent Them

No More Late Fees There’s nothing worse than getting a late payment fee. You already owed money and now you’ll owe more money. Not an ideal situation for anyone. So, what can you do to prevent ever having to pay a late fee again? In this blog, we’ll talk about late fees, why it’s important to avoid ...

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Tips to Overcome Living Paycheck to Paycheck

Relieve Financial Stress For most people, financial stress is a part of their life. For people living paycheck to paycheck, financial stress can take over their life. Having to worry about money on a week-to-week or monthly basis can be miserable and draining. If this is a problem you’re dealing wi...

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Ways to Lower Your Electric Bills This Winter

Save Money on Your Electric There’s a reason not many people count winter as their favorite season. Things get colder, weather can make enjoying the outdoors difficult, the sun goes down sooner…you get the picture. On top of all of this, your utility bills also skyrocket. If you live in a cold-we...

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Avoid Late Fees and Take Control of Your Credit Cards

Paying Your Credit Card Bill Credit cards are useful for making your financial life and budget a little bit easier every month. However, you don’t want to let that credit card activity put you in debt or affect your credit score. It’s good to always have a plan for paying off your credit cards and t...

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Budgeting Finances Made Simple and Effective

Starting a Budget Starting a budget can be a daunting task. Even if you’ve done it before, you might have been discouraged when you got off track. But if you can put together a good budget, stick to it and learn the best way to budget, it can actually be surprisingly easy and fun. In this blog, we’r...

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How Overdraft Protection Works

Avoid Late Fees. Take Control of Your Accounts. One of the best things about the Gerald app is our overdraft protection feature. With overdraft protection, you never have to worry about transactions costing you more than they should. Late fees will be a thing of the past. In short, you’ll get contro...

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Top Tips for Managing Your Money

Create Financial Stability Through a Budget and Planning Financial stability is a goal that everyone strives for. When you have financial stability, at least one major portion of your life will have less stress and fewer worries. It doesn’t solve everything, but it does take a huge weight off your s...

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Financial New Year’s Resolutions You Can Keep

Setting Financial New Year’s Goals If you’re going to stick to one New Year’s resolution this year, why not stick to one that can take away your financial stress or make you more money? As it is every year, sticking to a New Year’s resolution usually lasts for a month, maybe two. But with the right...

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What Is a Cash Advance?

About an Instant Cash Advance A cash advance gets you cash quickly to take care of expenses that you might not be able to afford right away. But what does this really mean? A cash advance can mean a lot of different things depending on where you’re getting it, what the terms of the advance are and ...

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