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Buy Nowarrow-rightPay Later
& Cash Advance for
Household Items,
Phone Plans...

Say goodbye to overpriced household essentials. With Gerald, you can shop smart and save more on everyday items, all from an easy-to-use app.

Get essential household items with advance

Get essential household items with advance

Take care of monthly bills before they’re due

Take care of monthly bills before they’re due

Play & Earn store rewards

Play & Earn store rewards

Use cash advance to celebrate a birthday

Use cash advance to celebrate a birthday

Get the full tank of gas to fuel your whole week

Get the full tank of gas to fuel your whole week

Get essential household items quickly

Get essential household items quickly

Repay advance on time and get store rewards

Repay advance on time and get store rewards

Get essential household items with advance

Get essential household items with advance

Take care of monthly bills before they’re due

Take care of monthly bills before they’re due

Play & Earn store rewards

Play & Earn store rewards

Use cash advance to celebrate a birthday

Use cash advance to celebrate a birthday

Get the full tank of gas to fuel your whole week

Get the full tank of gas to fuel your whole week

Get essential household items quickly

Get essential household items quickly

Repay advance on time and get store rewards

Repay advance on time and get store rewards

Get essential household items with advance

Get essential household items with advance

Take care of monthly bills before they’re due

Take care of monthly bills before they’re due

Play & Earn store rewards

Play & Earn store rewards

Use cash advance to celebrate a birthday

Use cash advance to celebrate a birthday

Get the full tank of gas to fuel your whole week

Get the full tank of gas to fuel your whole week

Get essential household items quickly

Get essential household items quickly

Repay advance on time and get store rewards

Repay advance on time and get store rewards

Discover our features

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Running low on cash? You can use Gerald’s Shop Now Pay Later to purchase your essential household items.

Shop Now Pay Later

Running low on cash? You can use Gerald’s Shop Now Pay Later to purchase your essential household items.
Running low on cash? You can use Gerald’s Shop Now Pay Later to purchase your essential household items.

Shop Now Pay Later

Never wait.
Get your

Now.

Running low on cash? You can use Gerald’s Shop Now Pay Later to purchase your essential household items.

Choose your mobile plan and utilize Gerald’s mobile plan advance to get reliable service without the upfront costs.

Mobile Plans

Choose your mobile plan and utilize Gerald’s mobile plan advance to get reliable service without the upfront costs.
Choose your mobile plan and utilize Gerald’s mobile plan advance to get reliable service without the upfront costs.

Mobile Plans

Mobile plan advance

Choose your mobile plan and utilize Gerald’s mobile plan advance to get reliable service without the upfront costs.

Transfer your zero-interest cash advance to your bank for household expenses, emergencies, bills, and more. No credit checks or hidden fees.

Cash Advance

Transfer your zero-interest cash advance to your bank for household expenses, emergencies, bills, and more. No credit checks or hidden fees.
Transfer your zero-interest cash advance to your bank for household expenses, emergencies, bills, and more. No credit checks or hidden fees.

Cash Advance

Transfer to Bank

Transfer your zero-interest cash advance to your bank for household expenses, emergencies, bills, and more. No credit checks or hidden fees.

More advantages,
less worries

Free Forever

Mobile Plan

Store Rewards

Play to Earn

No fee cash advance

At Gerald, we believe that everyone deserves access to affordable, high-quality household shopping.

Free Forever

Mobile phone plan advance

With our easy-to-use and convenient app, Gerald makes paying for your cellphone plan a breeze. Choose a plan that meets your needs and utilize Gerald's mobile plan advance.

Mobile Plan

Store rewards

Store rewards are free money we give you that you do not need to pay back! Purchase your household items and utilize your store rewards as payment!

Store Rewards

Play to earn

Turn free time into reward time! Play fun games, complete simple in-app tasks and more to earn coins. Collect coins and redeem them to earn store rewards.

Play to Earn

Why choose
Gerald?

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Stay connected

Stay connected

Stay connected effortlessly with Gerald’s innovation solution.

Trusted by many

Trusted by many

Shop for goods that help you save without sacrificing a thing.

Download the app

Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.

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Gerald Technologies is a financial technology company, not a bank.

1 Not every user is eligible for advances, with amounts ranging from $30 to $100, contingent on Gerald's approval and company policies.

2 Advances provided by Gerald are in three forms: 1) Cash advances (transfers to a bank account), 2) Shop Now Pay Later, and 3) Mobile plan advances.

3 Shop Now Pay Later advances are available for purchases made on Cornerstore. Mobile plan advances are applicable to mobile plans via Cranberry Mobile.

4 To access some features, such as transferring a cash advance to a bank account, users must first use a minimum portion of their advance for purchases on Cornerstore or Cranberry Mobile plans. Once this minimum amount is met, the remaining advance balance can be transferred to a bank account.

5 To utilize advances, either as a cash advance, a mobile plan advance, or via Shop Now Pay Later, users must link their debit card associated with their connected bank account. Gerald conducts a debit card verification process, usually instant but may take up to 1 business day depending on the banks eligibility. A temporary hold of no more than $1 is used for the card verification process and is immediately released.

6 Advances are reassessed upon repayment of the previous advance or after 30 days if unused.

7 Users ineligible for a automatic advance have the opportunity to accumulate points that can be converted into store rewards.